1. Information We Collect

To provide our loan facilitation services, we may collect the following information from you:

• Personal Identification Information: Name, address, contact details, date of birth, and government-issued identification numbers (e.g., PAN, Aadhaar).
• Financial Information: Bank statements, salary slips, income tax returns, credit reports, and other documents required for loan eligibility.
• Employment Information: Details about your occupation, employer, and income sources.
• Other Supporting Documents: Any additional documents required by the banks for processing your loan application.

2. How We Use Your Information

The information collected is used solely for the purpose of facilitating loan applications and processing. Specifically, we use your information to:

• Verify your identity and eligibility for loans.
• Submit your application and documents to nationalized and private banks with whom we have tie-ups.
• Communicate with you regarding the status of your loan application.
• Respond to your inquiries or requests.

3. Sharing of Information

We share your information only with:

• Partner Banks: The nationalized and private banks that process your loan application based on your eligibility.
• Authorized Personnel: Employees or representatives of HMB Loans who are directly involved in your loan facilitation process.

We do not sell, trade, or rent your personal information to third parties for marketing purposes.

4. Data Security

We implement appropriate security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:

• Secure storage of physical and electronic records.
• Restricted access to your data to authorized personnel only.
• Regular updates and monitoring of our security protocols.

5. Customer Rights

As a customer, you have the right to:

• Access the information we hold about you.
• Request correction or deletion of your personal data if it is inaccurate or no longer required.
• Withdraw your consent for the use of your personal data (subject to legal or contractual obligations).

To exercise your rights, please contact us using the details provided below.

6. No Fees Charged to Customers

HMB Loans does not charge any fees from customers for our services. We receive a commission from the banks for facilitating the loan application process.

7. Compliance with Laws

HMB Loans adheres to all applicable laws and regulations regarding data privacy and financial services, including but not limited to the Information Technology Act, 2000, and associated rules.

8. Policy Updates

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The latest version will always be available on our website.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or how your information is handled, please contact us at:

Thank you for trusting HMB Loans with your financial needs. Your privacy is our priority.